{"id":5520,"date":"2026-09-23T13:30:41","date_gmt":"2026-09-23T20:30:41","guid":{"rendered":"https:\/\/lcmsolutions.ca\/?p=5520"},"modified":"2026-09-23T14:28:47","modified_gmt":"2026-09-23T21:28:47","slug":"failure-gap-assessment-brings-business-availability-into-the-insurance-risk-conversation","status":"publish","type":"post","link":"https:\/\/lcmsolutions.ca\/?p=5520","title":{"rendered":"Failure Gap Assessment Brings Business Availability Into the Insurance Risk Conversation"},"content":{"rendered":"\n<p>News Provided By<\/p>\n\n\n\n<p><a href=\"https:\/\/www.einpresswire.com\/sources\/u425364\">ZeroDown Software<\/a><\/p>\n\n\n\n<p>September 22, 2026, 09:45 GMT<\/p>\n\n\n\n<p><em><strong>New assessment helps insureds, brokers and underwriters identify the gap between expected resilience and actual operational capability<\/strong><\/em><a href=\"http:\/\/www.facebook.com\/sharer.php?u=https%3A%2F%2Fwww.einpresswire.com%2Farticle%2F943464727%2Ffailure-gap-assessment-brings-business-availability-into-the-insurance-risk-conversation&amp;t=Failure+Gap+Assessment+Brings+Business+Availability+Into+the+Insurance+Risk+Conversation\"><\/a><a href=\"https:\/\/x.com\/intent\/post?text=ZeroDown+Launches+Failure+Gap+Assessment%E2%84%A2+to+Expose+the+Gap+Between+Recovery+Confidence+and+Reality&amp;url=https%3A%2F%2Fwww.einpresswire.com%2Farticle%2F943464727%2Ffailure-gap-assessment-brings-business-availability-into-the-insurance-risk-conversation&amp;via=ein_news\"><\/a><a href=\"http:\/\/www.linkedin.com\/shareArticle?mini=true&amp;url=https%3A%2F%2Fwww.einpresswire.com%2Farticle%2F943464727%2Ffailure-gap-assessment-brings-business-availability-into-the-insurance-risk-conversation&amp;title=Failure+Gap+Assessment+Brings+Business+Availability+Into+the+Insurance+Risk+Conversation\"><\/a><a href=\"https:\/\/www.einpresswire.com\/article\/943464727\/failure-gap-assessment-brings-business-availability-into-the-insurance-risk-conversation#\"><\/a><a href=\"https:\/\/www.einpresswire.com\/article-print\/943464727\/failure-gap-assessment-brings-business-availability-into-the-insurance-risk-conversation\"><\/a><a href=\"https:\/\/0e190a550a8c4c8c4b93-fcd009c875a5577fd4fe2f5b7e3bf4eb.ssl.cf2.rackcdn.com\/EINPresswire-943464727-failure-gap-assessment-brings-business-availability-into-the-insurance-risk-conversation-2.pdf\"><\/a><\/p>\n\n\n\n<figure class=\"wp-block-image alignleft size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"http:\/\/lcmsolutions.ca\/wp-content\/uploads\/2026\/09\/failure-gap-logo-square-1024x1024.png\" alt=\"\" class=\"wp-image-5523\" style=\"width:230px;height:auto\" srcset=\"https:\/\/lcmsolutions.ca\/wp-content\/uploads\/2026\/09\/failure-gap-logo-square-1024x1024.png 1024w, https:\/\/lcmsolutions.ca\/wp-content\/uploads\/2026\/09\/failure-gap-logo-square-300x300.png 300w, https:\/\/lcmsolutions.ca\/wp-content\/uploads\/2026\/09\/failure-gap-logo-square-150x150.png 150w, https:\/\/lcmsolutions.ca\/wp-content\/uploads\/2026\/09\/failure-gap-logo-square-768x768.png 768w, https:\/\/lcmsolutions.ca\/wp-content\/uploads\/2026\/09\/failure-gap-logo-square.png 1254w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">&#8220;Imagine A World Without Downtime&#8221; <\/figcaption><\/figure>\n\n\n\n<p><a href=\"https:\/\/img.einpresswire.com\/large\/1185153\/failure-gap-logo-square.png#1254x1254\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-478b6e6b wp-block-group-is-layout-grid\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><\/p>\n<\/blockquote>\n<\/div>\n\n\n\n<p>GREENWOOD VILLAGE, CO, UNITED STATES, September 22, 2026 \/<a href=\"https:\/\/www.einpresswire.com\/\" rel=\"noreferrer noopener\" target=\"_blank\">EINPresswire.com<\/a>\/ &#8212; GREENWOOD VILLAGE, CO September 22, 2026 \u2014 <a href=\"http:\/\/zerodownsoftware.com\/\" rel=\"noreferrer noopener\" target=\"_blank\">ZeroDown Software<\/a> today announced the expansion of its <a href=\"http:\/\/failuregap.ai\/\" rel=\"noreferrer noopener\" target=\"_blank\">Failure Gap Assessment\u2122<\/a>, an executive-level assessment designed to help organizations identify the distance between what leadership expects to happen during a technology disruption and what the organization can actually deliver.<\/p>\n\n\n\n<p class=\"has-text-align-center\">For the insurance industry, that distinction matters.<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\"><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><\/p>\n\n\n\n<p>&#8220;<strong>The Failure Gap Assessment cuts through assumptions, giving leaders an evidence-based view of resilience, sharpening priorities and proving operational capability when systems fail.\u201d<\/strong> <\/p>\n\n\n\n<p>&#8211; Lawrence Baldino, Executive Partner, LCM Solutions Inc.<\/p>\n<\/blockquote>\n\n\n\n<p>Cyber risk assessments have traditionally focused heavily on the presence of controls such as MFA, MDR, endpoint protection, backup and incident response. Those controls remain important, but they do not necessarily demonstrate whether an insured can maintain or restore critical business operations within the timeframe leadership, customers and business partners expect.<\/p>\n<\/div>\n\n\n\n<p>The Failure Gap Assessment broadens the conversation from cybersecurity controls to <a href=\"http:\/\/zerodownsoftware.com\/\" rel=\"noreferrer noopener\" target=\"_blank\">Business Availability\u2122<\/a> and Operational Resilience, giving insureds, brokers and underwriters a common framework for examining technology dependency, downtime exposure, recovery expectations and actual capability.<\/p>\n\n\n\n<p>\u201cAfter decades of meeting with board members, C-suite executives and technology leaders, we continue to see the same fundamental disconnect leadership believes the business can recover within a certain period of time, while the people responsible for making that happen may be operating with very different assumptions,\u201d said Jeff Edwards, EVP at ZeroDown Software. \u201cThe Failure Gap Assessment exposes that disconnect before a failure does. For insurance, that means moving beyond asking whether controls exist and beginning to understand whether the organization can actually deliver the Business Availability its leadership, customers and partners expect.\u201d<\/p>\n\n\n\n<p>For insured organizations, the assessment helps translate technical resilience into business terms executives can understand.<\/p>\n\n\n\n<p>For brokers, it can provide a stronger evidence-based story about the insured\u2019s operational resilience and areas targeted for improvement.<\/p>\n\n\n\n<p>For underwriters and carriers, it introduces another dimension of risk visibility: not simply whether an organization is protected against an event, but how that organization is likely to perform when an event occurs.<\/p>\n\n\n\n<p>Lawrence Baldino, Executive Partner, LCM Solutions said,\u201d At LCM, we see every day how assumptions about resilience can create blind spots that only show up when disruption hits. The Failure Gap Assessment cuts through that uncertainty. It gives leaders a clear, evidence-based view of what their business can actually deliver when systems fail. That kind of insight energizes organizations \u2014 it sharpens priorities, accelerates improvement, and turns resilience into a measurable advantage. When companies understand their Failure Gap, they\u2019re not just better prepared for disruption; they\u2019re stronger, more confident, and better positioned to prove their operational capability to brokers and insurers.\u201d<\/p>\n\n\n\n<p>As organizations become increasingly dependent upon technology to deliver products and services, failures involving applications, cloud infrastructure, third parties and technology providers can create exposures extending into Business Interruption and Technology Errors &amp; Omissions.<br>The Failure Gap Assessment provides a common language for discussing those exposures across leadership, IT, risk management, brokers and insurers.<\/p>\n\n\n\n<p>Edwards describes that role as a \u201cresilience Rosetta Stone for risk.\u201d<\/p>\n\n\n\n<p>\u201cThe CEO doesn\u2019t need to become a recovery engineer, and the underwriter doesn\u2019t need to understand every component of the technology stack,\u201d Edwards said. \u201cBut everyone needs to understand what the business expects, what the technology can actually deliver and where those two things don\u2019t match. That is the Failure Gap.\u201d<\/p>\n\n\n\n<p><strong>About ZeroDown Software<\/strong><\/p>\n\n\n\n<p>ZeroDown Software helps organizations protect critical business operations from downtime and disruption. Founded in 2000, the company has spent more than two decades developing technologies and methodologies focused on application availability, operational resilience, disaster recovery, and business continuity.<\/p>\n\n\n\n<p>ZeroDown is also a co-founder of The SafeHouse Initiative, an industry-led effort dedicated to helping small and midsize businesses better understand cybersecurity, operational resilience and business availability. The Initiative provides free education and practical resources through podcasts, blogs, papers and other educational content. Its contributors volunteer their time and expertise, with no marketing or sales activities associated with their participation. Learn more at: <a href=\"https:\/\/safehouseinitiative.org\/\" rel=\"noreferrer noopener\" target=\"_blank\">https:\/\/safehouseinitiative.org<\/a>.<\/p>\n\n\n\n<p>ZeroDown\u2019s philosophy is built around a simple principle: organizations should not have to choose between experiencing a failure and remaining operational.<br>Through the Failure Gap Assessment\u2122, SafeHouse\u2122, In Your Pocket<sup>\u00ae<\/sup> and its Always Available\u2122 technology, ZeroDown helps organizations identify resilience weaknesses, prepare for disruption, and move toward a World Without Downtime\u2122.<\/p>\n\n\n\n<p>Jen Carpenter<br>ZeroDown Software<br>+1 844-976-3696<br><a href=\"http:\/\/www.einpresswire.com\/contact_author\/943464727\">email us here<\/a><br>Visit us on social media:<br><a href=\"https:\/\/www.linkedin.com\/company\/zerodown-software\/\">LinkedIn<\/a><br><a href=\"https:\/\/www.youtube.com\/@zerodownsoftware\">YouTube<\/a><\/p>\n\n\n\n<p>The Failure Gap\u2122 \u2014 Why Businesses Are More Fragile Than They Think<\/p>\n\n\n\n<p><a href=\"https:\/\/youtube.com\/watch?v=5aibKPdYKzc%3Ffeature%3Doembed%26rel%3D0\">https:\/\/youtube.com\/watch?v=5aibKPdYKzc%3Ffeature%3Doembed%26rel%3D0<\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>LCM Solutions is pleased to work with ZeroDown Software to bring the Failure Gap Assessment\u2122 to businesses and the broader insurance ecosystem. Cyber risk reviews have long focused on whether controls are in place. The Failure Gap Assessment asks a harder question: can the business actually keep operating, or recover, within the time leadership, customers and partners expect? For insureds, brokers and underwriters, it provides a shared, evidence-based view of Business Availability\u2122 and operational resilience. That supports LCM&#8217;s Predict | Prevent | Protect\u00ae approach and our focus on reducing Total Cost of Risk. Read ZeroDown&#8217;s full announcement below.<\/p>\n","protected":false},"author":2,"featured_media":5549,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[46,48,17,47,28],"class_list":["post-5520","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-business-resilience","tag-cybersecurity","tag-insurance","tag-safehouse","tag-zerodown"],"_links":{"self":[{"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=\/wp\/v2\/posts\/5520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5520"}],"version-history":[{"count":15,"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=\/wp\/v2\/posts\/5520\/revisions"}],"predecessor-version":[{"id":5547,"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=\/wp\/v2\/posts\/5520\/revisions\/5547"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=\/wp\/v2\/media\/5549"}],"wp:attachment":[{"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lcmsolutions.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}